Two strategy cards, derived instead of quoted

Every guide to these games prints a strategy card and none of them shows the working. The cards are not received wisdom. They are consequences of the deck, and they can be computed.

Derived here, not copied: the whole Let It Ride opening decision, including a case the usual wording gets wrong, and the Mississippi Stud opening decision, where one of the three buttons on the table is never the right answer.

Why a strategy card is computable at all

In Let It Ride the three bets pay on the same final hand and pay independently, so a bet should ride exactly when its own expectation is positive at the moment of the decision. There is no judgement in it. Sweep the 22,100 three-card hands, take the mean payout over the 1,176 boards that could follow each one, and the set of hands you keep money on falls out.

That set has 1,608 hands in it, which is 7.28% of the deal. The rest of the time correct play takes the money back, in a game named for doing the opposite.

Where the published wording is wrong

The rule every guide prints is "let it ride on a paying hand, three to a royal, or three to a straight flush". The first two are exact. The third is not, and the failure is not marginal.

Three-card holdingRidePull back
paying pair1,4400
three of a kind520
three to a royal40
3 straight flush, consecutive364
3 straight flush, one gap4040
3 straight flush, two gaps3672
three suited, no straight0912
low pair02,304
nothing017,160

Three of those categories sit on both sides. A one-gap three-card straight flush splits 40 to 40, which is to say the plain rule is right about half the time on that holding. Told this way, "three to a straight flush" is not a strategy, it is a coin flip with a justification attached.

The rule that is complete

Adding one axis fixes it: how many of the three cards are ten or above. That resolves every bucket but one.

Straight flush shapeCards ten or aboveDecision
Consecutive, no gap0Ride, with one exception
Consecutive, no gap1Ride
Consecutive, no gap2Ride
Consecutive, no gap3Ride
One gap0Pull back
One gap1Ride
One gap2Ride
One gap3Ride
Two gaps0Pull back
Two gaps1Pull back
Two gaps2Ride
Two gaps3Ride

And the single bucket it does not resolve contains exactly one rank set. Among consecutive three-card straight flushes with no high card, five of the six are ridden and one is not: 2-3-4 suited is the exception, and it is the only hand on either card that has to be memorised on its own.

So the complete opening decision, derived, is four lines:

  • Ride any paying hand: a pair of tens or better, or three of a kind.
  • Ride three to a royal.
  • Ride a three-card straight flush if it is consecutive, or has one gap and a card ten or above, or has two gaps and two cards ten or above.
  • Except 2-3-4 suited, which is a pull back. Everything else is a pull back too.

Mississippi Stud, where one button is decoration

Mississippi Stud offers 1x, 2x and 3x on every raise. On the opening decision, across all 1,326 two-card hands:

DecisionHandsShare
Raise 3x785.88%
Raise 2x00.00%
Raise 1x83663.05%
Fold41231.07%

The 2x raise is optimal on none of them. That is not a quirk of this pay table; it follows from the structure. The pay table multiplies the total staked, so a positive expectation wants the maximum on the table and a negative one wants the minimum. The middle option answers neither question, and a game offering three buttons is really offering two.

The other two results are as clean. The 3x raise is correct on exactly the 78 pocket pairs, and on nothing else. And no folded hand contains a card above a ten: holding a jack, queen, king or ace means playing on, every time. Between them the opening decision fits in three lines, for a game with a house edge near five per cent.

What this is worth, and what it is not

None of this makes these games good. Let It Ride costs 3.5057% of the initial bet and Mississippi Stud 4.9149% of the ante, against blackjack at 0.5153%. Perfect play in an expensive game is still expensive, and no strategy on this page moves a house edge to zero or anywhere near it.

What it is worth is the method. A published strategy card is a claim about a deck, and a claim about a deck can be checked. When we checked one, it was incomplete in a way that a reader following it would never detect, because losing a bet you should have pulled back looks exactly like ordinary bad luck.

How the incompleteness was found

Not by suspecting it. The first pass classified each three-card hand in the vocabulary the published cards use and then asked whether any category appeared on both sides of the decision, on the principle that a description you cannot state cleanly is a description that is wrong somewhere. Three categories did. The code prints that as a failure rather than a result, which is why it was noticed at all.

Every figure on this page comes from let_it_ride_strategy.py and mississippi_math.py at build time. Both sit on a five-card evaluator that is checked against the exact hand frequencies before anything is computed, and both refuse to publish a house edge outside the band published analyses occupy. The figures are also in the open dataset under CC-BY. Last computed August 2026.